Bats can enter your home or business through gable vents, ridge vents, open windows or unscreened fireplaces depositing bat droppings and urine in the house. This can result in severe foul odors, sheetrock damage from urine and infestation of bat bugs. Many bats transmit diseases and the defecation of bats in known to cause health problems. Some bats carry harmful diseases like rabies and histoplasmosis may be present in their droppings, especially if the droppings accumulate in moist areas. If you believe you have bats in your home, you may find yourself asking, “Will homeowners insurance cover bat removal and bat cleanup?”
Bats & Homeowner’s Insurance
According to esurance.com, “…most bat infestations are typically considered a maintenance issue, since they usually get into your home through pre-existing holes or gaps in the roof or exterior walls. Because of that, any home insurance claims related to maintenance issues or negligence on your part are likely going to be denied by your insurer… On the other hand, if bats cause sudden and accidental physical damage that’s covered under your homeowners insurance, your policy could kick in to help pay for repairs — but not the removal of the bats themselves.”
What Should Your Next Step Be?
In the event that you do have bats in your home or business, be sure to call the professionals at Varmint Gone first, before contacting your insurance agency. We can help explain what standard homeowners insurance will and will not cover. Following this, you can contact your insurance company with knowledge regarding your policy which may help with your bat damage claim. With the health risks that are associated with bat removal, it is important that you look to professional bat removal specialists to eliminate your bat problems.
Protect your family and your investment by scheduling an inspection with Varmint Gone today! Varmint Gone provides an unprecedented five-year warranty on all repairs and construction exclusion work against bats after the project is complete and your home or business is secure from bats.