Bats can enter your home or business through gable vents, ridge vents or unscreened fireplaces. They deposit bat droppings and urine at the access point and within the attic space. This can result in severe foul odors, sheetrock damage from urine and infestation of bat bugs. Some bats carry harmful diseases like rabies an histoplasmosis can develop especially if the droppings accumulate in moist areas. If you believe your home has bats, you may be asking, “Will homeowners insurance cover bat removal and bat cleanup?”
Homeowners Insurance Cover Bat Removal
According to esurance.com, most bat infestations are typically considered a maintenance issue. This is because bats usually get into your home through pre-existing holes or gaps in the roof or exterior walls. Any home insurance claims related to maintenance issues or negligence on your part are likely going to be denied by your insurer. Your policy could kick in to help pay for repairs if bats cause physical damage that’s covered under your homeowners insurance. Another possibility is wind damage to your home that allowed the bats to enter the attic. So in some cases they may pay for the related damage, but not the removal of the bats themselves.
What Should Your Next Step Be?
It is helpful to know what your homeowners policy will and will not cover before a technician comes to your home. You can than contact your insurance company with knowledge regarding your policy which may help with your bat damage claim. With the health risks that are associated with bat removal, it is important that you look to a professional bat removal specialists. Protect your family and your investment by calling 888-391-3330 ir by scheduling an inspection with Varmint Gone today! Varmint Gone provides an unprecedented five-year warranty on all repairs and construction exclusion work against bats.