Squirrels Damage To Your Home
Squirrels get into your attic by chewing holes from the outside. They can gain access into your home through eaves, soffits, gutters, ridge caps and construction gaps behind your rain gutters. These holes and construction gaps may also cause severe water damage to your property. Squirrels can also damage attic insulation, increasing your heating and cooling costs. In addition, squirrels urinate and defecate in the insulation causing severe odors and potential health effects to your family. An even more threatening situation is when squirrels begin gnawing on exposed electrical wires in your attic. Did you know squirrels are to blame for nearly 30,000 house fires each year? If you believe you have squirrels in your home, you may be asking, “Will my insurance cover squirrel damage and removal?”
Does Homeowners Insurance Cover Squirrel Damage?
According to esurance.com, “Generally, rodent damage and removal aren’t covered by most homeowners insurance policies.” Infestations and the damage that results from squirrels are usually considered matters of home maintenance. Unfortunately, this leaves the exclusion and damage repairs to the homeowner to pay for out-of-pocket. But what if a squirrel chews through your home’s wiring and a fire starts? Your home insurance may kick in to help restore your home, since fires are a covered event under the majority of homeowners policies. But some insurance companies may disregard the fire claim. They will do so if they find the homeowners knew there were squirrels present in their attics and did nothing about it.
What Should Your Next Step Be?
You should first contact your homeowner insurance company to find out what services they will and will not cover in regards to squirrel removal and damage repair. Next, call the professionals at Varmint Gone to schedule an inspection for squirrel removal service for your home or business. The technician will create a proposal for the necessary repairs and explain what you insurance company should cover. You can send this proposal to your insurance company which will help you submit your squirrel damage claim.
Varmint Gone has provided fast and reliable wildlife control services and damage repair since 1983. Varmint Gone provides an unprecedented five-year warranty on all repairs and exclusion work. This comes into effect after the project is complete and your home or business is permanently secure against squirrels. Call 888-391-3330 or Schedule an inspection online with the specialists at Varmint Gone to help you assess your squirrel situation.
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